diff --git a/interface/resources/qml/hifi/commerce/wallet/Security.qml b/interface/resources/qml/hifi/commerce/wallet/Security.qml
index 3f3d00b401..d0a96db3f2 100644
--- a/interface/resources/qml/hifi/commerce/wallet/Security.qml
+++ b/interface/resources/qml/hifi/commerce/wallet/Security.qml
@@ -40,10 +40,8 @@ Item {
             }
         }
 
-        onKeyFilePathResult: {
-            if (path !== "") {
-                keyFilePath.text = path;
-            }
+        onKeyFilePathIfExistsResult: {
+            keyFilePath.text = path;
         }
     }
 
@@ -264,7 +262,7 @@ Item {
 
             onVisibleChanged: {
                 if (visible) {
-                    commerce.getKeyFilePath();
+                    commerce.getKeyFilePathIfExists();
                 }
             }
         }
diff --git a/interface/resources/qml/hifi/commerce/wallet/Wallet.qml b/interface/resources/qml/hifi/commerce/wallet/Wallet.qml
index ac5d851bbc..ae2606c0f6 100644
--- a/interface/resources/qml/hifi/commerce/wallet/Wallet.qml
+++ b/interface/resources/qml/hifi/commerce/wallet/Wallet.qml
@@ -25,7 +25,9 @@ Rectangle {
 
     id: root;
 
-    property string activeView: "walletHome";
+    property string activeView: "initialize";
+    property bool securityImageResultReceived: false;
+    property bool keyFilePathIfExistsResultReceived: false;
 
     // Style
     color: hifi.colors.baseGray;
@@ -33,16 +35,20 @@ Rectangle {
         id: commerce;
 
         onSecurityImageResult: {
-            if (!exists) { // "If security image is not set up"
-                if (root.activeView !== "notSetUp") {
-                    root.activeView = "notSetUp";
-                }
+            securityImageResultReceived = true;
+            if (!exists && root.activeView !== "notSetUp") { // "If security image is not set up"
+                root.activeView = "notSetUp";
+            } else if (root.securityImageResultReceived && exists && root.keyFilePathIfExistsResultReceived && root.activeView === "initialize") {
+                root.activeView = "walletHome";
             }
         }
 
-        onKeyFilePathResult: {
+        onKeyFilePathIfExistsResult: {
+            keyFilePathIfExistsResultReceived = true;
             if (path === "" && root.activeView !== "notSetUp") {
                 root.activeView = "notSetUp";
+            } else if (root.securityImageResultReceived && root.keyFilePathIfExistsResultReceived && path !== "" && root.activeView === "initialize") {
+                root.activeView = "walletHome";
             }
         }
     }
@@ -151,6 +157,22 @@ Rectangle {
     //
     // TAB CONTENTS START
     //
+
+    Rectangle {
+        id: initialize;
+        visible: root.activeView === "initialize";
+        anchors.top: titleBarContainer.bottom;
+        anchors.bottom: parent.top;
+        anchors.left: parent.left;
+        anchors.right: parent.right;
+        color: hifi.colors.baseGray;
+
+        Component.onCompleted: {
+            commerce.getSecurityImage();
+            commerce.getKeyFilePathIfExists();
+        }
+    }
+
     NotSetUp {
         id: notSetUp;
         visible: root.activeView === "notSetUp";
@@ -283,13 +305,6 @@ Rectangle {
                 onEntered: parent.color = hifi.colors.blueHighlight;
                 onExited: parent.color = root.activeView === "walletHome" ? hifi.colors.blueAccent : hifi.colors.black;
             }
-
-            onVisibleChanged: {
-                if (visible) {
-                    commerce.getSecurityImage();
-                    commerce.balance();
-                }
-            }
         }
 
         // "SEND MONEY" tab button
@@ -382,13 +397,6 @@ Rectangle {
                 onEntered: parent.color = hifi.colors.blueHighlight;
                 onExited: parent.color = root.activeView === "security" ? hifi.colors.blueAccent : hifi.colors.black;
             }
-
-            onVisibleChanged: {
-                if (visible) {
-                    commerce.getSecurityImage();
-                    commerce.getKeyFilePath();
-                }
-            }
         }
 
         // "HELP" tab button
diff --git a/interface/resources/qml/hifi/commerce/wallet/WalletSetupLightbox.qml b/interface/resources/qml/hifi/commerce/wallet/WalletSetupLightbox.qml
index 474322062e..bbeb77f6fa 100644
--- a/interface/resources/qml/hifi/commerce/wallet/WalletSetupLightbox.qml
+++ b/interface/resources/qml/hifi/commerce/wallet/WalletSetupLightbox.qml
@@ -56,10 +56,8 @@ Rectangle {
             }
         }
 
-        onKeyFilePathResult: {
-            if (path !== "") {
-                keyFilePath.text = path;
-            }
+        onKeyFilePathIfExistsResult: {
+            keyFilePath.text = path;
         }
     }
 
@@ -455,10 +453,10 @@ Rectangle {
                 text: "Next";
                 onClicked: {
                     if (passphraseSelection.validateAndSubmitPassphrase()) {
-                        root.lastPage = "passphrase";
+                        root.lastPage = "choosePassphrase";
+                        commerce.balance(); // Do this here so that keys are generated. Order might change as backend changes?
                         choosePassphraseContainer.visible = false;
                         privateKeysReadyContainer.visible = true;
-                        commerce.balance(); // Do this here so that keys are generated. Order might change as backend changes?
                     }
                 }
             }
@@ -562,7 +560,7 @@ Rectangle {
 
             onVisibleChanged: {
                 if (visible) {
-                    commerce.getKeyFilePath();
+                    commerce.getKeyFilePathIfExists();
                 }
             }
         }
diff --git a/interface/src/commerce/QmlCommerce.cpp b/interface/src/commerce/QmlCommerce.cpp
index f1e9fa139e..a5ae008a36 100644
--- a/interface/src/commerce/QmlCommerce.cpp
+++ b/interface/src/commerce/QmlCommerce.cpp
@@ -25,7 +25,7 @@ QmlCommerce::QmlCommerce(QQuickItem* parent) : OffscreenQmlDialog(parent) {
     connect(ledger.data(), &Ledger::balanceResult, this, &QmlCommerce::balanceResult);
     connect(ledger.data(), &Ledger::inventoryResult, this, &QmlCommerce::inventoryResult);
     connect(wallet.data(), &Wallet::securityImageResult, this, &QmlCommerce::securityImageResult);
-    connect(wallet.data(), &Wallet::keyFilePathResult, this, &QmlCommerce::keyFilePathResult);
+    connect(wallet.data(), &Wallet::keyFilePathIfExistsResult, this, &QmlCommerce::keyFilePathIfExistsResult);
 }
 
 void QmlCommerce::buy(const QString& assetId, int cost, const QString& buyerUsername) {
@@ -69,7 +69,7 @@ void QmlCommerce::setPassphrase(const QString& passphrase) {
 void QmlCommerce::getPassphraseSetupStatus() {
     emit passphraseSetupStatusResult(false);
 }
-void QmlCommerce::getKeyFilePath() {
+void QmlCommerce::getKeyFilePathIfExists() {
     auto wallet = DependencyManager::get<Wallet>();
-    wallet->getKeyFilePath();
+    wallet->sendKeyFilePathIfExists();
 }
diff --git a/interface/src/commerce/QmlCommerce.h b/interface/src/commerce/QmlCommerce.h
index d7a892cf1f..0c3ed64c81 100644
--- a/interface/src/commerce/QmlCommerce.h
+++ b/interface/src/commerce/QmlCommerce.h
@@ -36,7 +36,7 @@ signals:
     void securityImageResult(bool exists);
     void loginStatusResult(bool isLoggedIn);
     void passphraseSetupStatusResult(bool passphraseIsSetup);
-    void keyFilePathResult(const QString& path);
+    void keyFilePathIfExistsResult(const QString& path);
 
 protected:
     Q_INVOKABLE void buy(const QString& assetId, int cost, const QString& buyerUsername = "");
@@ -47,7 +47,7 @@ protected:
     Q_INVOKABLE void getLoginStatus();
     Q_INVOKABLE void setPassphrase(const QString& passphrase);
     Q_INVOKABLE void getPassphraseSetupStatus();
-    Q_INVOKABLE void getKeyFilePath();
+    Q_INVOKABLE void getKeyFilePathIfExists();
 };
 
 #endif // hifi_QmlCommerce_h
diff --git a/interface/src/commerce/Wallet.cpp b/interface/src/commerce/Wallet.cpp
index 5fefd0c43b..210aa62a0d 100644
--- a/interface/src/commerce/Wallet.cpp
+++ b/interface/src/commerce/Wallet.cpp
@@ -359,6 +359,7 @@ bool Wallet::createIfNeeded() {
 bool Wallet::generateKeyPair() {
     qCInfo(commerce) << "Generating keypair.";
     auto keyPair = generateRSAKeypair();
+    sendKeyFilePathIfExists();
     QString oldKey = _publicKeys.count() == 0 ? "" : _publicKeys.last();
     QString key = keyPair.first->toBase64();
     _publicKeys.push_back(key);
@@ -471,6 +472,12 @@ void Wallet::getSecurityImage() {
         emit securityImageResult(false);
     }
 }
-void Wallet::getKeyFilePath() {
-    emit keyFilePathResult(keyFilePath());
+void Wallet::sendKeyFilePathIfExists() {
+    QString filePath(keyFilePath());
+    QFileInfo fileInfo(filePath);
+    if (fileInfo.exists()) {
+        emit keyFilePathIfExistsResult(filePath);
+    } else {
+        emit keyFilePathIfExistsResult("");
+    }
 }
diff --git a/interface/src/commerce/Wallet.h b/interface/src/commerce/Wallet.h
index 4c0d7190bb..b13d4368d9 100644
--- a/interface/src/commerce/Wallet.h
+++ b/interface/src/commerce/Wallet.h
@@ -30,7 +30,7 @@ public:
     QString signWithKey(const QByteArray& text, const QString& key);
     void chooseSecurityImage(const QString& imageFile);
     void getSecurityImage();
-    void getKeyFilePath();
+    void sendKeyFilePathIfExists();
 
     void setSalt(const QByteArray& salt) { _salt = salt; }
     QByteArray getSalt() { return _salt; }
@@ -40,7 +40,7 @@ public:
 
 signals:
     void securityImageResult(bool exists) ;
-    void keyFilePathResult(const QString& path);
+    void keyFilePathIfExistsResult(const QString& path);
 
 protected:
     enum SecurityImage {
diff --git a/scripts/defaultScripts.js b/scripts/defaultScripts.js
index 2285337f41..f892a5ec78 100644
--- a/scripts/defaultScripts.js
+++ b/scripts/defaultScripts.js
@@ -24,12 +24,12 @@ var DEFAULT_SCRIPTS_COMBINED = [
     "system/makeUserConnection.js",
     "system/tablet-goto.js",
     "system/marketplaces/marketplaces.js",
+    "system/commerce/wallet.js",
     "system/edit.js",
     "system/notifications.js",
     "system/dialTone.js",
     "system/firstPersonHMD.js",
-    "system/tablet-ui/tabletUI.js",
-    "system/commerce/wallet.js"
+    "system/tablet-ui/tabletUI.js"
 ];
 var DEFAULT_SCRIPTS_SEPARATE = [
     "system/controllers/controllerScripts.js",
diff --git a/scripts/system/commerce/wallet.js b/scripts/system/commerce/wallet.js
index 14954e5df6..4b758f0add 100644
--- a/scripts/system/commerce/wallet.js
+++ b/scripts/system/commerce/wallet.js
@@ -126,7 +126,8 @@
             button = tablet.addButton({
                 text: buttonName,
                 icon: "icons/tablet-icons/wallet-i.svg",
-                activeIcon: "icons/tablet-icons/wallet-a.svg"
+                activeIcon: "icons/tablet-icons/wallet-a.svg",
+                sortOrder: 10
             });
             button.clicked.connect(onButtonClicked);
             tablet.screenChanged.connect(onTabletScreenChanged);